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I really enjoy helping clients think through the important issues related to their business. I like walking them through the risk analysis and negotiating agreements, and it’s satisfying for me when we accomplish things that are good for their business.

Scott Jones advises clients primarily in the financial services and construction industries.

Scott advises financial institutions throughout the United States regarding payments and operational matters, including treasury management, internet banking, mobile banking and emerging payment agreements.  He regularly drafts and reviews agreements and processes for financial institutions on payments issues (including ACH, Wire, Checks, mobile banking, and emerging payment methods) and assists financial institutions in reviewing vendor agreements that impact financial institution operations.  Scott also represents financial institutions and other entities in payment fraud cases and other payment-related disputes across the southeast United States. 

Scott also regularly advises construction clients on both transactional and litigation matters.  Scott’s experience on payment issues also provides an experienced perspective regarding payments fraud for construction industry participants on issues arising from diverted payments to contractors (or subcontractors) through wire transfers, ACH transactions and business email compromise situations. His construction practice also involves advising various industry participants, including owners, general contractors, subcontractors, suppliers, and members of the design team. He is experienced with both public and private projects and prides himself in being focused on the business needs of his clients while balancing the potential risks involved. He is also experienced in litigating construction disputes that arise during construction and after completion of projects, and has represented clients on issues including scope of design and responsibility, defective plans and specifications, defective construction, surety takeover, liquidated damage claims, delay, acceleration, force majeure, and many other issues.

Scott also represents banks, as well as developers and owners, regarding real estate developments, incentives, financing options, deal documentation, land-use issues, and related issues.

Scott is the Partner in Charge of the Jackson office.

Education

  • Mississippi College, J.D., 2006
  • Mississippi College, B.S. / B.A., 1999

Bar Admissions

  • Mississippi
  • Tennessee
  • District of Columbia

Court Admissions

  • United States Supreme Court
  • United States Court of Appeals for the Fifth Circuit
  • United States District Court for the Northern District of Mississippi
  • United States District Court for the Southern District of Mississippi

Community Involvement

Scott is on the board of directors for Magnolia Speech School, River Hills Club, and serves as clerk of the Session at Highlands Presbyterian Church. Scott is also active in providing pro bono legal services to people unable to afford legal service.

Acknowledgements

  • Mid-South Rising Stars® (by Thomson Reuters) Business Litigation 2016-2017
  • Leadership Mississippi - Class of 2011
  • Mississippi College School of Law, Adjunct Professor
  • Outstanding Service Award, Capital Area Bar Association, 2013

Professional Affiliations & Memberships

Scott is involved with the Mississippi Associated Builders & Contractors, the Mississippi Bankers Association, numerous regional payments associations, and the Mississippi Economic Council. He is a 2011 graduate of Leadership Mississippi.

  • "Back with a Vengeance: The Challenges of Check Fraud" - Understanding the Rules Surrounding Returns as the Number of Cases Skyrockets, ABA Banking Journal Risk and Compliance, March 9, 2023
  • "CFPB Clarifies Abusiveness Standard in an Olive Branch to Financial Services Providers," Adams and Reese Financial Services Alert, January 2020
  • "The Dirty Dozen: 12 Important Payments-Related Lawsuits and Enforcement Actions from 2017-2018," PaymentsFirst Conference, December 2019
  • "Don't Be a Legal Target - Advice from Two Payments Attorneys," EPCOR Fall Payments Conference, Overland Park, Kansas, October 2019
  • "Deposits and Payments: What Can Go Wrong?" PaymentsFirst Solutions Payment Conference, Chattanooga, Tennessee, September 2019
  • "The Dirty Dozen: 12 Important Payments-Related Lawsuits and Enforcement Actions from 2017-2018," PaymentsFirst Education Seminar, June 2019
  • "Does Presumption of Alteration Affect My Institution?" EPCOR Payments Conference, Columbus, Ohio, May 2019
  • "ACH and the E-Sign Act," NEACH Payments Management Conference, Boston, May 2019
  • "Don't Be a Legal Target: Advice from Two Payments Attorneys," EPCOR Payments Conference, Columbus, Ohio, May 2019
  • NACHA Payments Conference, Panel, Orlando, Florida, May 2019
  • "Reg CC & Restrictive Endorsements: A New Approach for Remote Deposit Capture Risk Management," RemoteDepositCapture.com webinar, November 2018
  • "UCC 3&4 Hot Topics, Mobile Payments, and Remote Deposit Capture" Louisiana Bankers Association Bank Counsel Conference, New Orleans, December 2018 
  • "U.S. Department of Labor Announces New Sex Discrimination Guidelines," Medical Society Quarterly, Spring 2015